Category Archives: India

CIBIL & credit ratings.. what you really need to know

The idea of a central credit information repository is rather new in India. In a banking system with billions of loans defaulted(i.e. not repaid by people who took the loan), there is a good argument to establish a way to do a centralized credit check on individuals/businesses before lending money to them. Out of this… Read More »

October the 2nd

2nd October is Gandhi Jayanti, the birthday of Mahatma Gandhi. It is also one of the three mandatory holidays in India, and one that is a “dry day”. In India, dry day means that no liquor can be sold at all, retail, wholesale or whatever. Unfortunately, this is the one characteristic that has come to… Read More »

The Great Indian Reich

Supposedly the greatest democracy in the world, India moved another step closer to becoming the first democratic dictatorship in the world. There is news that now Indians will be profiled on the basis of our caste. In a country where the constitution proudly proclaims that all citizens are equal, irrespective of caste or religion, our… Read More »

No more pre-paid mobiles in Gurgaon?

Gurgaon seems to be the new Kashmir. Mobile operators are not issuing pre-paid mobile sim cards in Gurgaon anymore. I did rounds of Idea, Airtel & Vodafone offices at several locations in Gurgaon only to be told that pre-paid connections are NOT being offered in Gurgaon any more. No one had any explanation for this.… Read More »